Privacy Policy | BAJ Funding Inc

Last Updated: January 1, 2025

1. Introduction

BAJ FUNDING INC ("we," "us," or "our"), located at 360 Ave S, Brooklyn, NY 11223, is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website, use our services, or communicate with us.

By using our website or services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.

2. Information We Collect

Personal Information

We may collect the following categories of personal information:

Identifiers: Name, email address, mailing address, and other contact information you provide.
Financial Information: Business revenue data, bank statements, and other financial documentation submitted as part of a funding application.
Commercial Information: Records of services purchased, business type, and funding history.
Internet Activity: Browsing history on our website, search history, and interactions with our online content.
Communications: Information you provide when contacting us via email, our website form, or other communication channels, including phone numbers when voluntarily provided.

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including your IP address, browser type, operating system, referring URLs, access times, and pages viewed. We may use cookies, web beacons, and similar tracking technologies to collect this information.

3. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate funding applications
To communicate with you about our services, including via SMS/text messages if you have provided consent
To send marketing and promotional communications (with your consent)
To provide customer care and support via SMS/text messages (with your consent)
To improve our website and services
To comply with legal obligations and regulatory requirements
To detect, prevent, and address fraud or security issues

4. SMS/Text Messaging

If you opt in to receive SMS/text messages from BAJ FUNDING INC, we may send you marketing, promotional, and/or customer care messages using an automated telephone dialing system (ATDS) or other automated technology. Message frequency may vary. Message and data rates may apply.

You may opt out of receiving SMS messages at any time by replying STOP to any message. For help, reply HELP to any message or contact us at albert@the-baj-funding.com.

Your consent to receive SMS messages is NOT a condition of purchasing any goods or services from BAJ FUNDING INC.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

5. Information Sharing and Disclosure

We may share your personal information in the following circumstances:

Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
Legal Requirements: We may disclose information where required by law, regulation, or legal process, or where we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as a business asset.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookies through your browser settings. Disabling cookies may affect the functionality of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

The right to access and obtain a copy of your personal information
The right to request correction of inaccurate personal information
The right to request deletion of your personal information
The right to opt out of the sale of your personal information
The right to opt out of communications sent via an automated telephone dialing system (ATDS)
The right to non-discrimination for exercising your privacy rights

To exercise any of these rights, please contact us at albert@the-baj-funding.com.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

BAJ FUNDING INC
360 Ave S, Brooklyn, NY 11223
Email: albert@the-baj-funding.com