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Terms and Conditions

Please read these terms carefully before using our website or services.

Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing or using the website of BAJ FUNDING INC ("Company," "we," "us," or "our"), located at the-baj-funding.com, or by using any of our services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our website or services.

These Terms and Conditions constitute a legally binding agreement between you and BAJ FUNDING INC, a financial services company located at 360 Ave S, Brooklyn, NY 11223.

2. Description of Services

BAJ FUNDING INC is a direct lender providing business funding solutions, including but not limited to working capital, business expansion funding, equipment financing, and revenue-based funding. All funding products are subject to application, approval, and underwriting.

The information provided on our website is for general informational purposes only and does not constitute a binding offer or guarantee of funding. All funding decisions are made at the sole discretion of BAJ FUNDING INC.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States or authorized to conduct business in the United States
  • Have the legal authority to enter into binding agreements on behalf of your business
  • Provide accurate and complete information in all applications and communications

4. Application and Funding Process

By submitting a funding application, you represent and warrant that all information provided is true, accurate, and complete. You authorize BAJ FUNDING INC to verify the information provided and to obtain credit reports and other information as necessary to evaluate your application.

Approval of funding is not guaranteed and is subject to our underwriting criteria. Funding amounts, terms, and conditions may vary based on your business profile, financial history, and other factors determined during the underwriting process.

5. SMS/Text Message Communications

By opting in to receive SMS/text messages from BAJ FUNDING INC, you consent to receive recurring messages, which may be sent using an automated telephone dialing system (ATDS) or other automated technology. These messages may include marketing, promotional, and customer care communications.

You may opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us at albert@the-baj-funding.com. Message and data rates may apply. Message frequency may vary. Consent to receive SMS messages is not a condition of purchasing any goods or services.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of BAJ FUNDING INC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this website without our prior written consent.

7. User Conduct

When using our website or services, you agree not to:

  • Provide false, misleading, or fraudulent information
  • Use the website for any unlawful purpose or in violation of any applicable laws
  • Attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website
  • Interfere with or disrupt the operation of the website or the servers or networks used to make the website available
  • Use any automated means, including robots, crawlers, or scrapers, to access the website or collect information from the website

8. Disclaimer of Warranties

THE WEBSITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

BAJ FUNDING INC DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT GUARANTEE ANY SPECIFIC RESULTS FROM THE USE OF OUR SERVICES.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BAJ FUNDING INC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE OR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO BAJ FUNDING INC IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless BAJ FUNDING INC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the website or services, your violation of these Terms and Conditions, or your violation of any rights of a third party.

11. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

12. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms shall be resolved in the state or federal courts located in Kings County, New York.

13. Modifications

BAJ FUNDING INC reserves the right to modify these Terms and Conditions at any time. Changes will be effective upon posting the updated terms on our website. Your continued use of the website or services after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

14. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any additional agreements you may enter into with BAJ FUNDING INC in connection with our services, constitute the entire agreement between you and BAJ FUNDING INC regarding your use of the website and services.

16. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

BAJ FUNDING INC
360 Ave S, Brooklyn, NY 11223
Email: albert@the-baj-funding.com

BF BAJ FUNDING INC

Direct business funding solutions. Fast approvals, transparent terms, and a partner who understands your goals.

360 Ave S, Brooklyn, NY 11223

albert@the-baj-funding.com

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